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You Need A Budget Pro - Personal Finance Software Program Review (continued)
More User Submitted You Need A Budget Pro - Personal Finance Software Program Reviews
Date: 2008-03-25
YNAB Pro: Saved my financial life!
I can't help but gush about You Need A Budget Pro. This software has helped me go from being in debt to living financially free. The envelope budgeting system teaches you to live based on what you have already made, instead of budgeting, spending, exceeding your budget, then stressing about money.
Date: 2008-03-21
Useful but not intuitive
As someone who has not budgeted before, I find this software great for showing me where my money really goes, but I don't find it intuitive to use.
Pros:
- It is easy to enter in or download income and expenditures
- It shows nifty bar and pie graphs of my expenditures by month
- It made me look ahead and budget this month for future anticipated expenditures (e.g. 6 mo car insurance).
Cons:
- I find the budgeting portion of the software confusing and not intuitive.
- The graphs are not interactive and have so many subcategories that it is difficult to see trends over time.
On the whole I am glad I bought the software, but I still have dedicated more time to figuring it out than I would of liked.
Date: 2008-02-26
Goodbye Quicken - Hello simplicity
I've used Quicken for a few years, but I've always been frustrated with the annual/biannual upgrade costs and the lack of a real budgeting function. My wife and I have taken Dave Ramsey's Financial Peace University class and we love the envelope budgeting concept, but neither of us liked the idea of carrying around (and probably losing) that kind of cash. We also wanted to be able to build up money for annual or semiannual expenses (Christmas, insurances, etc.), but couldn't find an easy way to track that money so it would get lumped into general spending most of the time. For a while, I learned to write macros in Excel and started creating my own envelope system spreadsheet, but I was always searching for something else to make things simpler. I looked at Mvelopes - way too expensive, Budget by Snowmint - close, but I liked YNAB Pro better, and I spent way too much time trying to use subaccounts, classes, and other little tricks to make Quicken budgeting act like an envelope budget.
Apparently the Quicken 2008 will allow for a more envelopish budgeting experience, but I'm not going back. Why would I? With YNAB Pro I can import any file type possible - OFX, QFX, QIF, CSV, whatever. Quicken limits me to just one file type which some local banks I've used may or may not support. Also YNAB Pro is a ONE TIME EXPENSE with lifetime upgrades - all for less than the cost of an upgrade to Quicken.
YNAB Pro is a fantastic BUDGETING program. When it comes down to it, that's what I need - help controlling my spending so I can get out debt and out of the rat race sooner rather than later.
Date: 2008-02-24
Great!!
This makes budgeting easy for those who aren't the financial software gurus of today. This is simple, works great and is genuinely useful for those of us who can't figger out why the money ain't there that should be!
Date: 2008-02-10
I don't get it
I used this program for four months and never did figure it out. I've taken quite a bit of college accounting and I've been a banker for eight years, so... maybe I am overthinking it? The reviews made it sound very intuitive. I dreaded sitting down to input each month's activity.
Back to Quicken for our family.
You Need A Budget Pro - Personal Finance Software Program Reviews Page: 8 of 10 Prev<< 1 2 3 4 5 6 7 8 9 10 Next>>
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